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Washington Attorney General Rob McKenna, someone we’ve often covered, has again come to the front of the consumer pack and accussed a company of wrongdoing.

McKenna says that United Home Savers, a Florida company, violated multiple Washington regulations and is now out of business.  McKenna charged that the company and owners Stephanie and Darin Dietschy promoted a foreclosure assistance service that

can rescue homeowners from foreclosure. The company charged $1,200 or more up front and promised a refund if their services weren’t successful.

Instead, Washington Assistant Attorney General Jack Zurlini reported that the company did not help consumers and routine failed to refund those who complained.  The U.S. Federal Trade Commission is also investigating the company and others accused of preying on homeowners in danger of foreclosure.

As part of Blog Action Day earlier this week, Consumer Help Web documented a series of pages at the US Department of Housing and Urban Development that provide official federal advice on home mortgages and foreclosures.

Posted under Complaints, Finance

The global economic crisis that first began impacting businesses continues to destroy consumers.  Nest eggs carefully nurtured over decades are significantly down, the percentage of consumer credit being used is up even though consumer spending is down and house prices continue their free fall.

Most alarming is the number of houses with a delinquent mortgage and the record number of houses in formal foreclosure processes.

There are alternatives to foreclosure, but homeowners must be proactive.   One of the most overlooked resources for people to find assistance is the U.S. Department of Housing and Urban Development.  You may know the agency’s name as “HUD”.    Of the many agencies battered by this unique crisis in our lifetimes, HUD has shown that it is one of the best in communicating to consumers about their options.

Consumer Help Web is honored to help HUD spread that message during Blog Action Day.

Among the services offered by HUD is a list of housing counseling agencies where consumers can get straight talk about their options.  There is also a great advisory on foreclosure scams everyone should read.  There is even a list and advice about alternatives when a housing lender won’t work with you.

Start at the main HUD Guide To Avoiding Foreclosure and become educated.  Knowledge is power, and seeing a U.S. agency step up timely and helpful information is a welcome sight.

Posted under Finance